Since 1890 we have been providing our customers with the dependable hometown service that you expect and deserve. Our experienced staff operates according to the best interests of our local communities. Serving Rhea, Roane, and Polk counties with branch offices in Spring City, Dayton, South Dayton, Rockwood, Harriman, and Benton TN. We are proud to be Main Street bankers. Offering a broad selection of products and services, never has banking been so easy.